Played a round of Cashflow 101 the other day and then the person I played with found the app available for $2.99. Less expensive than the physical board game! Could be a good decision for the company though since the market for apps is likely growing much more than the physical games!

Overall, the reviews for the app are pretty good. And after playing it, it’s fairly similar to the board game. They had the game online at one point and available as a computer game, and I kind of liked it. But I also prefer not to click with a mouse all that often since I work on the computer a bit. On a phone or tablet you can touch the screen which I like better.

A few differences between the app and board game:

1. ROI not stated explicitly on deals

2. Bots can play

3. Can be single player

The app is only Cashflow 101, not 102.

One somewhat common complaint is that the text moves too quickly for bots. A little hard to keep up with it. But if you have played the game a few times, you can see the important information fairly quickly.

An issue that you sometimes have in the game is to leave the rat race too early when your income really isn’t quite high enough to be able to buy things easily on the fast track.

For the app, at first I wasn’t sure how to solve that issue. But then realized that you can take out loans before you would leave the rat race. Enough that you stay in the rat race. Sometimes that will make sense, especially if your expenses are low.

As a mechanic, I had pretty low expenses.

Could have left the rat race with a passive income of around $2,000. But if you multiply that by the 100 for outside of the rat race, you might not have as much funds as would be easier to deal with. Can be better to increase your passive income before leaving the rat race.

So I got some big deals without loans first and later took out some loans which also helped get some more big deals.

A passive income of around $4,000 should be sufficient to leave the rat race. You can leave earlier. But one time I lost a game because I left the rat race too early.

Usually you want to leave the rat race as soon as possible, but sometimes it can be better to wait strategically by taking out loans.